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“A good rule of thumb for a lot of things in life is that everything that can break will eventually break. So if many things rely on one thing working, and that thing breaks, you are counting the days to catastrophe. That’s a single point of failure.” Excerpt FromThe Psychology of Money: Timeless Lessons on … Continue reading QOTD →

“You can plan for every risk except the things that are too crazy to cross your mind. And those crazy things can do the most harm, because they happen more often than you think and you have no plan for how to deal with them.” Excerpt FromThe Psychology of Money: Timeless Lessons on Wealth, Greed, … Continue reading QOTD →

“Margin of safety—you can also call it room for error or redundancy—is the only effective way to safely navigate a world that is governed by odds, not certainties. And almost everything related to money exists in that kind of world.” Excerpt FromThe Psychology of Money: Timeless Lessons on Wealth, Greed, and HappinessMorgan HouselThis material may … Continue reading QOTD →

“The correct lesson to learn from surprises is that the world is surprising. Not that we should use past surprises as a guide to future boundaries; that we should use past surprises as an admission that we have no idea what might happen next.” Excerpt FromThe Psychology of Money: Timeless Lessons on Wealth, Greed, and … Continue reading QOTD →

QOTD: "If Hitler invaded Hell, I would make at least a favorable reference to the devil in the House of Commons." - Winston Churchill, 21 June 1941

“Having more control over your time and options is becoming one of the most valuable currencies in the world.” Excerpt FromThe Psychology of Money: Timeless Lessons on Wealth, Greed, and HappinessMorgan HouselThis material may be protected by copyright.

“Savings can be created by spending less.You can spend less if you desire less.And you will desire less if you care less about what others think of you.” Excerpt FromThe Psychology of Money: Timeless Lessons on Wealth, Greed, and HappinessMorgan HouselThis material may be protected by copyright.

“Rich is a current income. Someone driving a $100,000 car is almost certainly rich, because even if they purchased the car with debt you need a certain level of income to afford the monthly payment. Same with those who live in big homes. It’s not hard to spot rich people. They often go out of … Continue reading QOTD →

[110] In this computer age the shift is from paper-less to paperless and hard copies of documents are now e-filed with trolleys of appeal records giving way to document stored in the cloud and retrievable in one’s computer with the necessary safeguards in place to vouch for the authenticity and integrity of documents e-filed and … Continue reading Dato’ Kanalingam Veluppillai v. Majlis Peguam Malaysia [2022] 2 MLRA 680 CA: →

“The only way to be wealthy is to not spend the money that you do have. It’s not just the only way to accumulate wealth; it’s the very definition of wealth.” Excerpt FromThe Psychology of Money: Timeless Lessons on Wealth, Greed, and HappinessMorgan HouselThis material may be protected by copyright.